Underwriter

Underwriter
£30-35k 
Permanent 
Kegworth, Hybrid 
Full-Time, Monday to Friday

Harper Recruitment Group is working in partnership with a successful Finance business based in Kegworth. An exciting opportunity has arisen for an experienced Underwriter to join their team,  where you will be responsible for and play a key part in their success. 

Key responsibilities:

• Conduct initial underwriting to gain a clear understanding of each case and respond to initial enquiries within four hours.
• Assess all loan applications accurately, ensuring the proposed lending is appropriate, suitable, and fit for purpose.
• Develop and maintain strong working relationships with key stakeholders, including brokers, solicitors, and surveyors.
• Issue Agreement in Principle (AIP) terms to borrowers and brokers in accordance with lending criteria.
• Maintain accurate and up-to-date records across all internal systems
• Ensure all enquiries are handled promptly and within agreed service levels
• Provide regular updates to brokers and borrowers throughout the application process through to completion
• Resolve issues efficiently, ensuring all parties understand the agreed solution
• Collaborate with colleagues by discussing lending criteria and seeking second opinions where appropriate
• Arrange and review borrower and vendor identification checks to ensure compliance with lending criteria
• Work closely with the Business Development Managers (BDMs) and brokers to assess and support lending proposals from a credit risk perspective
• Complete all required checklists, including full application, identification, and case sign-off, using the Salesforce system.
• Prepare and submit referral cases for Director approval where required
• Manage a pipeline of cases effectively within a fast-paced lending environment
• Prepare proposals for borrowers experiencing exit difficulties for review with the Head of Operations and Managing Director
• Manage live loans throughout their lifecycle, from completion through to redemption

• Exceptional attention to detail 
• Experience in the specialist lending sector for minimum two years.
• Communicating via different portals
• Flexible within a team culture
• Well organised and capable of prioritising
• Excellent interpersonal skills.
• To be familiar with KYC/AML financial crime regulation
• Knowledge of the conveyancing and valuation processes
• Ability to manage own workload embracing the need to adopt flexible working hours when necessary